INVESTMENTS

SIP Calculator

Estimate SIP investment value in India using monthly investment, expected annual return and investment duration. See total investment, estimated returns and future value.

Estimated value

₹23,23,391

Total invested

₹12,00,000

Estimated returns

₹11,23,391

Breakdown

Invested amount₹12,00,000
Estimated returns₹11,23,391

About SIP Calculator

A SIP calculator helps estimate the future value of regular investments made at fixed intervals. Enter the amount you plan to invest each month, an assumed annual return and the investment period. The result is an estimate, not a guaranteed return.

How to use this calculator

  1. Enter your monthly SIP amount.
  2. Enter an assumed annual return percentage.
  3. Choose the investment duration in years.
  4. Review the invested amount, estimated returns and projected value.

Calculation methodology

The calculator uses a standard monthly-compounding SIP model. The monthly contribution is assumed to be invested at the end of each month, and the annual return entered by the user is converted to a monthly rate for the estimate.

Important assumptions and limitations

Actual mutual-fund returns vary over time. The result does not account for expense ratios, taxes, exit loads, market volatility or the exact NAV on each instalment date.

Frequently asked questions

How does a SIP calculator work?

It uses a standard monthly compounding model to estimate the future value of recurring investments based on the assumptions entered.

Are SIP returns guaranteed?

No. Mutual fund returns are market-linked and actual returns can be higher or lower than the assumed rate.

Disclaimer: Results are estimates for educational and informational purposes. They are not financial, tax, legal or investment advice. Rates, tax rules and product terms can change; verify current applicable rules before making financial decisions.