About Step-Up SIP Calculator
A step-up SIP increases the monthly investment periodically, commonly once a year. This calculator shows how increasing contributions can change the projected corpus over time.
INVESTMENTS
Step-Up SIP Calculator
Calculate the projected value of a SIP that increases by a fixed percentage every year. Compare total investment with estimated returns.
Estimated value
₹85,97,871
Total invested
₹38,12,698
Estimated returns
₹47,85,173
How to use this calculator
- Enter your starting monthly SIP.
- Enter the annual step-up percentage.
- Enter the assumed annual return and investment period.
- Review the projected investment and returns.
Calculation methodology
The starting monthly SIP is increased once at the beginning of each investment year by the selected step-up percentage. Each month's contribution is then compounded using the assumed monthly return.
Important assumptions and limitations
This is a projection, not a return guarantee. Actual mutual-fund performance and the timing of investments can differ from the assumptions.
Frequently asked questions
What is a step-up SIP?
It is a SIP strategy where the contribution is increased periodically, usually each year.
Does increasing the SIP guarantee higher returns?
No. Increasing the investment amount increases the amount invested, but market-linked returns are not guaranteed.
Disclaimer: Results are estimates for educational and informational purposes. They are not financial, tax, legal or investment advice. Rates, tax rules and product terms can change; verify current applicable rules before making financial decisions.